Where are decision tables used?

In the context of a financial institution, decision tables can be used to streamline the loan approval process by automating the decision-making steps based on various conditions. 

Let’s take an example where a bank is processing loan applications and needs a systematic approach to evaluate eligibility. A decision table is designed to consider multiple factors such as credit score, income, and debt-to-income ratio.

Conditions

Conditions in a decision table represent the criteria or factors used to evaluate input values. They are defined by the business users in the decision table, including ranges for credit score, income levels, and acceptable debt-to-income ratios.

Results

Results are the outcomes corresponding to specific conditions. The decision table compares the input values with the conditions and returns the corresponding user-defined results, indicating whether an application is approved, denied, or requires further review.

The decision table gives a clear, visual representation of various scenarios, making it easy for the loan processing system to automatically assess and decide on loan applications.